How the fee is charged
Shopify Payments takes a percentage of the amount charged plus NZ$0.30 per transaction in New Zealand. The percentage depends on the store’s plan and on the card: a standard card costs 2.65% + NZ$0.30 on Basic and 2.25% + NZ$0.30 on Plus; an American Express card costs 3.5% + NZ$0.30 on Basic and 3.2% + NZ$0.30 on Plus; an international card costs 3.3% + NZ$0.30 on Basic and 3% + NZ$0.30 on Plus; a card taken in person costs 1.8% on Basic and 1.3% on Plus.
- Fee = amount charged × the plan’s rate for the card, rounded to the smallest unit of the currency, + the fixed amount
A store that takes payment through another provider instead pays Shopify a transaction fee on those orders: 2% on Basic, 1% on Grow, 0.6% on Advanced, 0.2% on Plus.
In your margin
A card fee is a cost of every order, and it grows with what the customer pays, so a discount lowers it and paid shipping raises it. Offer Suite costs it in every forecast as a rate plus a fixed amount per order, 2.9% + $0.30 unless you change it: the Basic rate in the United States. Set both to your plan’s row above and every offer’s margin is costed at what a store in New Zealand pays.
The fee on this page is computed by the same margin engine, so the figure in the table is the one a forecast subtracts.
Source and date
Every rate above is a cell of Shopify’s pricing page for New Zealand, read 13 October 2026. In its own words, the standard card row reads: Basic “2.65% + $0.30 NZD”, Grow “2.45% + $0.30 NZD”, Advanced “2.35% + $0.30 NZD”, Plus “2.25% + $0.30 NZD”.
The page is read against Shopify’s again within 90 days. Shopify can change a rate at any time, and the rate your store pays is in its Shopify admin.
Questions
What are Shopify Payments fees in New Zealand?
For a standard card online, Shopify's pricing page for New Zealand lists Basic 2.65% + NZ$0.30, Grow 2.45% + NZ$0.30, Advanced 2.35% + NZ$0.30 and Plus 2.25% + NZ$0.30. It was read on 13 October 2026.
How much does Shopify Payments take from a NZ$100.00 order in New Zealand?
On the Basic plan, a NZ$100.00 order paid with a standard card costs NZ$2.95 and leaves NZ$97.05. On Plus the same order costs NZ$2.55.
Do some cards cost more than others in New Zealand?
Yes. Shopify's page lists an American Express card at Basic 3.5% + NZ$0.30, Grow 3.4% + NZ$0.30, Advanced 3.3% + NZ$0.30 and Plus 3.2% + NZ$0.30; an international card at Basic 3.3% + NZ$0.30, Grow 3.2% + NZ$0.30, Advanced 3.1% + NZ$0.30 and Plus 3% + NZ$0.30.
What does Shopify charge if I use another payment provider?
A third-party transaction fee on those orders, by plan: Basic 2%, Grow 1%, Advanced 0.6% and Plus 0.2%. Orders paid through Shopify Payments do not carry it.