How the fee is charged
Shopify Payments takes a percentage of the amount charged plus €0.25 per transaction in Finland. The percentage depends on the store’s plan and on the card: a standard card costs 1.6% + €0.25 on Basic and 1.3% + €0.25 on Plus; an American Express card costs 3.1% + €0.25 on Basic and 2.8% + €0.25 on Plus; an international card costs 3.1% + €0.25 on Basic and 2.8% + €0.25 on Plus; a card taken in person costs 1.7% on Basic and 1.3% on Plus.
- Fee = amount charged × the plan’s rate for the card, rounded to the smallest unit of the currency, + the fixed amount
A store that takes payment through another provider instead pays Shopify a transaction fee on those orders: 2% on Basic, 1% on Grow, 0.6% on Advanced, 0.2% on Plus.
In your margin
A card fee is a cost of every order, and it grows with what the customer pays, so a discount lowers it and paid shipping raises it. Offer Suite costs it in every forecast as a rate plus a fixed amount per order, 2.9% + $0.30 unless you change it: the Basic rate in the United States. Set both to your plan’s row above and every offer’s margin is costed at what a store in Finland pays.
The fee on this page is computed by the same margin engine, so the figure in the table is the one a forecast subtracts.
Source and date
Every rate above is a cell of Shopify’s pricing page for Finland, read 13 October 2026. In its own words, the standard card row reads: Basic “1,6 % + 0,25 € EUR”, Grow “1,5 % + 0,25 € EUR”, Advanced “1,4 % + 0,25 € EUR”, Plus “1,3 % + 0,25 € EUR”.
The page is read against Shopify’s again within 90 days. Shopify can change a rate at any time, and the rate your store pays is in its Shopify admin.
Questions
What are Shopify Payments fees in Finland?
For a standard card online, Shopify's pricing page for Finland lists Basic 1.6% + €0.25, Grow 1.5% + €0.25, Advanced 1.4% + €0.25 and Plus 1.3% + €0.25. It was read on 13 October 2026.
How much does Shopify Payments take from a €100.00 order in Finland?
On the Basic plan, a €100.00 order paid with a standard card costs €1.85 and leaves €98.15. On Plus the same order costs €1.55.
Do some cards cost more than others in Finland?
Yes. Shopify's page lists an American Express card at Basic 3.1% + €0.25, Grow 3% + €0.25, Advanced 2.9% + €0.25 and Plus 2.8% + €0.25; an international card at Basic 3.1% + €0.25, Grow 3% + €0.25, Advanced 2.9% + €0.25 and Plus 2.8% + €0.25.
What does Shopify charge if I use another payment provider?
A third-party transaction fee on those orders, by plan: Basic 2%, Grow 1%, Advanced 0.6% and Plus 0.2%. Orders paid through Shopify Payments do not carry it.