---
title: "Shopify Payments fees in New Zealand"
description: "Shopify Payments charges 2.65% + NZ$0.30 on the Basic plan and 2.25% + NZ$0.30 on Plus for a standard card online in New Zealand. Every plan and card type, from Shopify's pricing page, read 13 October 2026."
url: https://offersuite.io/fees/shopify-payments/new-zealand
updated: 2026-10-13
---

# Shopify Payments fees in New Zealand

Shopify Payments charges 2.65% + NZ$0.30 on the Basic plan and 2.25% + NZ$0.30 on Plus for a standard card online in New Zealand. Every plan and card type, from Shopify's pricing page, read 13 October 2026.

## Rates

Shopify Payments rates in New Zealand, by plan.

| Payment | Basic | Grow | Advanced | Plus |
| --- | --- | --- | --- | --- |
| Standard cards, online | 2.65% + NZ$0.30 | 2.45% + NZ$0.30 | 2.35% + NZ$0.30 | 2.25% + NZ$0.30 |
| American Express, online | 3.5% + NZ$0.30 | 3.4% + NZ$0.30 | 3.3% + NZ$0.30 | 3.2% + NZ$0.30 |
| International cards, online | 3.3% + NZ$0.30 | 3.2% + NZ$0.30 | 3.1% + NZ$0.30 | 3% + NZ$0.30 |
| Cards, in person | 1.8% | 1.65% | 1.5% | 1.3% |
| Another payment provider | 2% | 1% | 0.6% | 0.2% |

[Shopify’s pricing page for New Zealand, read 13 October 2026](https://www.shopify.com/nz/pricing)

Fee on a NZ$100.00 order paid with a standard card

| Plan | Rate | Fee | Share of the order | You keep |
| --- | --- | --- | --- | --- |
| Basic | 2.65% + NZ$0.30 | NZ$2.95 | 2.95% | NZ$97.05 |
| Grow | 2.45% + NZ$0.30 | NZ$2.75 | 2.75% | NZ$97.25 |
| Advanced | 2.35% + NZ$0.30 | NZ$2.65 | 2.65% | NZ$97.35 |
| Plus | 2.25% + NZ$0.30 | NZ$2.55 | 2.55% | NZ$97.45 |

## Your order

Amount charged to the card

NZD 100.00

Paid with

[Reset to the example](https://offersuite.io/fees/shopify-payments/new-zealand)

## How the fee is charged

Shopify Payments takes a percentage of the amount charged plus NZ$0.30 per transaction in New Zealand. The percentage depends on the store’s plan and on the card: a standard card costs 2.65% + NZ$0.30 on Basic and 2.25% + NZ$0.30 on Plus; an American Express card costs 3.5% + NZ$0.30 on Basic and 3.2% + NZ$0.30 on Plus; an international card costs 3.3% + NZ$0.30 on Basic and 3% + NZ$0.30 on Plus; a card taken in person costs 1.8% on Basic and 1.3% on Plus.

- Fee = amount charged × the plan’s rate for the card, rounded to the smallest unit of the currency, + the fixed amount

A store that takes payment through another provider instead pays Shopify a transaction fee on those orders: 2% on Basic, 1% on Grow, 0.6% on Advanced, 0.2% on Plus.

## In your margin

A card fee is a cost of every order, and it grows with what the customer pays, so a discount lowers it and paid shipping raises it. Offer Suite costs it in every forecast as a rate plus a fixed amount per order, 2.9% + $0.30 unless you change it: the Basic rate in the United States. Set both to your plan’s row above and every offer’s margin is costed at what a store in New Zealand pays.

The fee on this page is computed by the same margin engine, so the figure in the table is the one a forecast subtracts.

## Source and date

Every rate above is a cell of [Shopify’s pricing page for New Zealand, read 13 October 2026](https://www.shopify.com/nz/pricing). In its own words, the standard card row reads: Basic “2.65% + $0.30 NZD”, Grow “2.45% + $0.30 NZD”, Advanced “2.35% + $0.30 NZD”, Plus “2.25% + $0.30 NZD”.

The page is read against Shopify’s again within 90 days. Shopify can change a rate at any time, and the rate your store pays is in its Shopify admin.

## Questions

### What are Shopify Payments fees in New Zealand?

For a standard card online, Shopify's pricing page for New Zealand lists Basic 2.65% + NZ$0.30, Grow 2.45% + NZ$0.30, Advanced 2.35% + NZ$0.30 and Plus 2.25% + NZ$0.30. It was read on 13 October 2026.

### How much does Shopify Payments take from a NZ$100.00 order in New Zealand?

On the Basic plan, a NZ$100.00 order paid with a standard card costs NZ$2.95 and leaves NZ$97.05. On Plus the same order costs NZ$2.55.

### Do some cards cost more than others in New Zealand?

Yes. Shopify's page lists an American Express card at Basic 3.5% + NZ$0.30, Grow 3.4% + NZ$0.30, Advanced 3.3% + NZ$0.30 and Plus 3.2% + NZ$0.30; an international card at Basic 3.3% + NZ$0.30, Grow 3.2% + NZ$0.30, Advanced 3.1% + NZ$0.30 and Plus 3% + NZ$0.30.

### What does Shopify charge if I use another payment provider?

A third-party transaction fee on those orders, by plan: Basic 2%, Grow 1%, Advanced 0.6% and Plus 0.2%. Orders paid through Shopify Payments do not carry it.

## Related

- [Shopify Payments fees **Shopify Payments fees by country** Shopify Payments card rates in 18 countries on the Basic, Grow, Advanced and Plus plans, each read from Shopify's own pricing page, with a fee calculator for every country.](https://offersuite.io/fees/shopify-payments)
- [Feature **A cost ledger that restates the past** Costs live in an append-only, dated ledger: a correction recosts past orders in the current view; the as-recorded view keeps what each order was booked with.](https://offersuite.io/features/costs)
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- [Card fees **Shopify Payments fees in Germany** Shopify Payments charges 2.1% + €0.30 on the Basic plan and 1.3% + €0.30 on Plus for a standard card online in Germany. Every plan and card type, from Shopify's pricing page, read 7 October 2026.](https://offersuite.io/fees/shopify-payments/germany)
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