---
title: "Shopify Payments fees in Finland"
description: "Shopify Payments charges 1.6% + €0.25 on the Basic plan and 1.3% + €0.25 on Plus for a standard card online in Finland. Every plan and card type, from Shopify's pricing page, read 13 October 2026."
url: https://offersuite.io/fees/shopify-payments/finland
updated: 2026-10-13
---

# Shopify Payments fees in Finland

Shopify Payments charges 1.6% + €0.25 on the Basic plan and 1.3% + €0.25 on Plus for a standard card online in Finland. Every plan and card type, from Shopify's pricing page, read 13 October 2026.

## Rates

Shopify Payments rates in Finland, by plan.

| Payment | Basic | Grow | Advanced | Plus |
| --- | --- | --- | --- | --- |
| Standard cards, online | 1.6% + €0.25 | 1.5% + €0.25 | 1.4% + €0.25 | 1.3% + €0.25 |
| American Express, online | 3.1% + €0.25 | 3% + €0.25 | 2.9% + €0.25 | 2.8% + €0.25 |
| International cards, online | 3.1% + €0.25 | 3% + €0.25 | 2.9% + €0.25 | 2.8% + €0.25 |
| Cards, in person | 1.7% | 1.5% | 1.4% | 1.3% |
| Another payment provider | 2% | 1% | 0.6% | 0.2% |

[Shopify’s pricing page for Finland, read 13 October 2026](https://www.shopify.com/fi/pricing)

Fee on a €100.00 order paid with a standard card

| Plan | Rate | Fee | Share of the order | You keep |
| --- | --- | --- | --- | --- |
| Basic | 1.6% + €0.25 | €1.85 | 1.85% | €98.15 |
| Grow | 1.5% + €0.25 | €1.75 | 1.75% | €98.25 |
| Advanced | 1.4% + €0.25 | €1.65 | 1.65% | €98.35 |
| Plus | 1.3% + €0.25 | €1.55 | 1.55% | €98.45 |

## Your order

Amount charged to the card

EUR 100.00

Paid with

[Reset to the example](https://offersuite.io/fees/shopify-payments/finland)

## How the fee is charged

Shopify Payments takes a percentage of the amount charged plus €0.25 per transaction in Finland. The percentage depends on the store’s plan and on the card: a standard card costs 1.6% + €0.25 on Basic and 1.3% + €0.25 on Plus; an American Express card costs 3.1% + €0.25 on Basic and 2.8% + €0.25 on Plus; an international card costs 3.1% + €0.25 on Basic and 2.8% + €0.25 on Plus; a card taken in person costs 1.7% on Basic and 1.3% on Plus.

- Fee = amount charged × the plan’s rate for the card, rounded to the smallest unit of the currency, + the fixed amount

A store that takes payment through another provider instead pays Shopify a transaction fee on those orders: 2% on Basic, 1% on Grow, 0.6% on Advanced, 0.2% on Plus.

## In your margin

A card fee is a cost of every order, and it grows with what the customer pays, so a discount lowers it and paid shipping raises it. Offer Suite costs it in every forecast as a rate plus a fixed amount per order, 2.9% + $0.30 unless you change it: the Basic rate in the United States. Set both to your plan’s row above and every offer’s margin is costed at what a store in Finland pays.

The fee on this page is computed by the same margin engine, so the figure in the table is the one a forecast subtracts.

## Source and date

Every rate above is a cell of [Shopify’s pricing page for Finland, read 13 October 2026](https://www.shopify.com/fi/pricing). In its own words, the standard card row reads: Basic “1,6 % + 0,25 € EUR”, Grow “1,5 % + 0,25 € EUR”, Advanced “1,4 % + 0,25 € EUR”, Plus “1,3 % + 0,25 € EUR”.

The page is read against Shopify’s again within 90 days. Shopify can change a rate at any time, and the rate your store pays is in its Shopify admin.

## Questions

### What are Shopify Payments fees in Finland?

For a standard card online, Shopify's pricing page for Finland lists Basic 1.6% + €0.25, Grow 1.5% + €0.25, Advanced 1.4% + €0.25 and Plus 1.3% + €0.25. It was read on 13 October 2026.

### How much does Shopify Payments take from a €100.00 order in Finland?

On the Basic plan, a €100.00 order paid with a standard card costs €1.85 and leaves €98.15. On Plus the same order costs €1.55.

### Do some cards cost more than others in Finland?

Yes. Shopify's page lists an American Express card at Basic 3.1% + €0.25, Grow 3% + €0.25, Advanced 2.9% + €0.25 and Plus 2.8% + €0.25; an international card at Basic 3.1% + €0.25, Grow 3% + €0.25, Advanced 2.9% + €0.25 and Plus 2.8% + €0.25.

### What does Shopify charge if I use another payment provider?

A third-party transaction fee on those orders, by plan: Basic 2%, Grow 1%, Advanced 0.6% and Plus 0.2%. Orders paid through Shopify Payments do not carry it.

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